Retirement Has Never Demanded More of You
Each retirement risk—Longevity, Inflation, Volatility, Emotion—can reshape your future on its own. Understanding them individually matters. But here’s what makes retirement so challenging: these risks never arrive alone.

Join us as we discuss:

• Making a meaningful impact on retirement.
• Understanding the risks shaping retirement today.
• Retirement strategies to help you prepare for the unexpected.

Meet Your Hosts

This presentation is being hosted by Michael Kincaid, Wealth Advisor at OneAZ Wealth Management and Benjy Strempel, Regional Vice President at Delaware Life Marketing.

Michael has been working in the investment management business since 1995 and have been affiliated with LPL Financial since 2008. Over the years, he's had the privilege of helping clients like you navigate the complexities of wealth management. Michael specializes in providing a wide range of services, including retirement and education planning, insurance analysis, wealth transfer techniques, and investment strategies.

To better serve you, Michael has completed extensive training to earn the Chartered Retirement Planning Counselor (CRPC®) designation, conferred by the College for Financial Planning. This certification reflects his commitment to delivering knowledgeable and personalized guidance tailored to your unique financial needs.

Born and raised in Ohio, Michael now calls Arizona home, where he enjoys being an active leader in the community. He's served in various civic and charitable organizations and on committees with my local church. In the summer, you’ll often find Michael coaching baseball or spending quality time with his wife, their two daughters, and their son.

Background
Michael is registered with FINRA through LPL Financial with Series 7, 63, 65 and 24 securities registrations. He is also licensed in Arizona for Life, Accident & Health, Variable Life and Variable Annuity Insurance.

CRPC conferred by College for Financial Planning.

 

As Regional Vice President, covering Arizona, Colorado, New Mexico, Utah, and Hawaii, Benjy partners closely with financial professionals to help find solutions for their clients’ retirement challenges.

Benjy has over 14 years of experience in the financial industry, both as a wholesaler and as a financial professional. Prior to joining Delaware Life, he was the Regional Vice President with Jackson and Prudential. He also has spent time as the Director of Sales at an M Financial Firm, Cohn Financial Group in Phoenix, AZ.

Benjy has earned the Retirement Income Certified Professional® (RICP®) designation from the American College. His current licenses include FINRA Series 6, 7, 63, and 26, as well as Variable, Life, Health, Disability, and LTC Insurance.

Benjy is originally from Denver, Colorado, and has a bachelor’s degree in Economics, with a minor in Business Administration, from the University of Colorado at Boulder. Benjy and his wife Caitlin moved to Phoenix, Arizona in 2016 from New York to be closer to her family in Phoenix. They now have two sons, Wyatt and Cade, who were born in 2017 and 2021.

While Benjy’s main passion is going on adventures with his family, he also enjoys CrossFit, running, sports, and live music. He also has a passion for nutrition and helping others live healthier lives.

RICP conferred by The American College

MRR 1128132